Summary –
QR code scams are rapidly increasing in digital payment ecosystems. Fraudsters are manipulating QR systems to divert funds from unsuspecting users.
Top 10 Key Points
- QR codes receive money, not send
- Fraudsters replace merchant QR stickers
- Fake refund scams using QR
- Social media marketplace QR fraud
- Rental property scam QR traps
- Fake job payment requests
- Always verify merchant name before payment
- Do not scan QR to receive money
- Use verified business accounts
- Report suspicious QR codes
QR codes are widely used across retail stores and online marketplaces. However, scammers exploit user misunderstanding.
A common myth is scanning a QR code helps receive money. In reality, scanning a QR code initiates payment.
Fraudsters often claim they are sending refunds and ask victims to scan a QR code. Instead of receiving funds, victims unknowingly transfer money.
Marketplace scams are also increasing. Fake sellers share QR codes and disappear after payment.
Always verify the merchant name displayed before confirming payment.
If something feels urgent or suspicious, pause immediately. Fraudsters rely on panic.
Report fraudulent QR incidents to your bank and cybercrime authorities immediately.
📢 Disclaimer
This article is intended for digital payment awareness. Readers should verify guidelines with official banking institutions and cybersecurity authorities.
