Summary –
Credit card fraud is evolving through skimming devices, phishing attacks, and online payment theft. Learn how to protect your card information in 2026.
Top 15 Key Points
- Skimming devices attached to ATMs
- POS machine data theft
- Phishing emails requesting card details
- Fake shopping websites
- CVV sharing risks
- Enable SMS transaction alerts
- Use contactless tap limits carefully
- Activate international transaction lock
- Avoid saving card details online
- Use virtual cards for shopping
- Check ATM for loose parts
- Cover keypad while entering PIN
- Regularly check statements
- Immediately block lost card
- Report fraud within 24 hours
Credit card fraud remains a major cybersecurity concern.
Skimming devices are secretly attached to ATM machines to capture card data.
Online fraud involves fake shopping websites mimicking real brands.
Never share CVV, PIN, or OTP.
Enable real-time alerts and transaction limits via your bank app.
Cover the keypad while entering PIN at ATMs.
If your card is lost:
- Immediately block it.
- Contact your bank.
- Monitor statements carefully.
Early reporting increases chances of recovery.
📢 Disclaimer
This guide is for awareness only. Always follow official bank guidelines for credit card security.
